Metsä Board Annual review 2023

METSÄ BOARD Annual review 2023

Change in defined benefit pension obligations in 2023

Change in defined benefit pension obligations in 2022

Sensitivity of benefit obligation to changes in essential weighted assumptions 2023 Impact on benefit obligation Change of assumption Increase Decrease Discount rate 0.5%-points 4.5% decrease 5.0% increase Salary growth rate 0.5%-points 0.5% increase 0.4% decrease Pension growth rate 0.5%-points 4.2% increase 4.0% decrease

Changes in the return on bonds Liabilities arising from the arrangements have been calculated using a dis- count rate based on the return on high-quality corporate bonds. A decline in the discount rate increases the arrangements’ liabilities. Inflation risk The plan’s benefit obligations are linked to inflation and a higher inflation will lead to increased obligation. Life expectancy The majority of the arrangement obligations arises from generating life- time benefits for members, so the expected increase in life expectancy will increase the arrangement obligations. The contribution made to post-employment defined benefit plans is expected to be EUR 1.7 million in 2024. The weighted average duration of the defined benefit obligation is 10.9 years (11.5).

Present value of obligation

Present value of obligation

Fair value of plan assets Total

Fair value of plan assets Total

Business operations and value creation 2 This is Metsä Board 4 CEO’s review 6

EUR million

EUR million

1 Jan 2023

44.1

-37.3

6.9 0.6 0.2 0.7

1 Jan 2022

64.0

-62.8

1.2 0.5 -0.1 0.4

Current service cost

0.6 1.9 2.4

Current service cost

0.5 0.9 1.4

Interest expense (+) or interest income (-) Total amount recognised in profit and loss

-1.7 -1.7

Interest expense (+) or interest income (-) Total amount recognised in profit and loss

-1.0 -1.0

Strategy and financial targets

Remeasurements in other comprehensive income Return on plan assets, excluding amounts included in interest income or expense Gains (-) and losses (+) from change in demographic assumptions Gains (-) and losses (+) from change in financial assumptions

Remeasurements in other comprehensive income Return on plan assets, excluding amounts included in interest income or expense Gains (-) and losses (+) from change in demographic assumptions Gains (-) and losses (+) from change in financial assumptions

One year increase in assumption

One year decrease in assumption

8

Value creation

0.7

0.7

22.1

22.1

Life expectancy

2.9% increase 2.9% decrease

Financial development 10 Key figures 12

-0.5

-0.5

0.0

0.0

The aforementioned sensitivity analyses are based on a situation where all other assumptions remain unchanged when one assumption changes. The sensitivity of a defined benefit obligation to changes in significant actuarial assumptions has been calculated using the same method as is used in calculating the pension obligation recognised in the balance sheet.

0.0

0.0

-15.6

-15.6

Report of the Board of Directors

Experience gains (-) and losses (+)

0.4

0.4

Experience gains (-) and losses (+)

-0.9

-0.9

20 72

• Sustainability statement • Sustainability statement assurance report

Total remeasurements in other comprehensive income

Total remeasurements in other comprehensive income

-0.1

0.7

0.7

-16.5

22.1

5.7

Translation differences

0.5

-0.6

-0.1

Translation differences

-2.1

2.7

0.6

74

Consolidated financial statements

Contributions Employers

Contributions Employers

-0.3

-0.3

-0.3

-0.3

Plan assets are comprised as follows:

Plan participants

0.0

0.0

Plan participants

0.0

0.0

78 Notes to the consolidated financial statements 126 Parent company financial statements 129 Notes to the parent company financial statements 142 The Board’s proposal to the Annual General Meeting for the distribution of funds 143 Auditor’s Report 147 Shares and shareholders 151 Ten years in figures 152 Taxes 153 Production capacities 155 Calculation of key ratios and comparable performance measures Corporate governance 157 Corporate governance statement 165 • Board of Directors of Metsä Board 168 • Corporate Management Team of Metsä Board

Payments from plans Benefit payments

Payments from plans Benefit payments

2023 EUR million

2023 %

2022 EUR million

2022 %

-2.9 -0.3 43.8

2.3

-0.6 -0.8

-2.7

2.1

-0.6 -0.1

Qualifying insurance policies Cash and cash equivalents

36.5

98% 34.7

93%

Settlements

-0.5 -37.3

Settlements

-0.1

0.6 0.2

2% 1%

0.4 2.1

1% 6%

31 Dec 2023

6.5

31 Dec 2022

44.1

-37.3

6.9

Investment funds

Total

37.3 100%

37.3 100%

The most considerable risks related to Defined benefit plans are as follows:

Defined benefit pension obligation and plan assets by country in 2023

EUR million

Germany United Kingdom

Finland Other countries

Total 43.8 -37.3

Present value of obligation Fair value of plan assets

7.5

24.4 -27.8

8.6 -7.1 1.5

3.3

-2.4 0.9

Total

7.5

-3.4

6.5

Defined benefit pension obligation and plan assets by country in 2022

EUR million

Germany United Kingdom

Finland Other countries

Total 44.1 -37.3

Present value of obligation Fair value of plan assets

7.1

24.3 -27.7

9.2 -7.3 1.9

3.5

-2.2

Total

7.1

-3.4

1.2

6.9

Significant actuarial assumptions 2023

Germany United Kingdom

Finland

Belgium

Discount rate, %

3.17 3.00 2.00

5.10

3.13

3.60 3.30 2.30

Salary growth rate, % Pension growth rate, %

3.05

2.42

170 Remuneration report 174 Investor relations and investor information

Significant actuarial assumptions 2022

Germany United Kingdom

Finland

Belgium

Discount rate, %

3.73 3.00 2.00

4.90 2.60 3.10

3.72

3.10 1.00 2.30

Salary growth rate, % Pension growth rate, %

2.84

90

91

Consolidated financial statements | METSÄ BOARD ANNUAL REVIEW 2023

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