Metsä Board Annual Review 2024

METSÄ BOARD Annual review 2024

Net investments in a foreign entity 31.12.2024

Financial covenants of external loans In Metsä Board`s certain financial contracts the financial covenants have been set regarding financial performance and capital structure. Other covenants in the company’s loan agreements are customary terms and conditions including for example a negative pledge, restrictions on major asset disposals, limitations on subsidiary indebtedness, restrictions on changes of business and mandatory prepayment obligations upon a change of control of the Group. Metsä Board loan agreements and credit facility agreement include a financial covenant that is related to net gearing. Metsä Board has been in compliance with its covenant during the financial periods 2024 and 2023. In case the company could not meet its obligations as defined in financial contracts and in order to avoid a breach of contract that could have an adverse effect on the company’s financial position, it would need to renegotiate its financial arrangements, payback its loans or get its debtors to give up their claims to meet these obligations.

EUR million

2024

2023

Equity exposure

Interest-bearing net liabilities/comparable EBITDA

2.0

0.7

Net gearing ratio, % 1)

18

7

EUR million

USD

GBP

SEK

Others

Total

Business operations and value creation 2 This is Metsä Board 4 CEO’s review 6

Equity (million currency units)

100

5 6

8,661

Interest-bearing borrowings

527.4 182.6

438.1 291.6

Equity (EUR million)

96

756

2

860

./. Liquid funds

./.Interest-bearing receivables Net interest bearing liabilities

0.0

2.5

Net investments in a foreign entity 31.12.2023

344.9

144.0

Equity exposure

Strategy and financial targets

Equity attributable to shareholders of parent company

EUR million

USD

GBP

SEK 7,745

Others

Total

1,743.0

1,897.0

8

Value creation

Equity (million currency units)

124 112

4 4

+ Non-controlling interest

164.7

155.6

Equity (EUR million)

698

3

817

Total Equity

1,907.7

2,052.6

Financial development 10 Key figures 12

Interest rate risk / duration and re-pricing structure of loans (incl. interest rate derivatives) 31.12.2024

Operating profit

62.3 113.6 175.9

120.8 93.8 214.6

Depreciations and impairments

Report of the Board of Directors

EBITDA

Re-pricing structure of interest rates of loans

Loan amount (EUR million)

Average interest rate (%)

Interest rate sensitivity 1) (EUR million)

20 20 37 70 89 96

Other operating income

2.7

• Sustainability statement

Duration (months)

1–4/2025

5–8/2025

9–12/2025

2026

2027

2028

>2028

Share of result

1.4 0.5

-4.1

General information

528

19.8

2.7

-0.5

200

8

8

12

265

15

21

Other operating expenses

E – Environment

Comparable EBITDA

175.0

216.0

S – Social responsibility

Interest rate risk / duration and re-pricing structure of loans (incl. interest rate derivatives) 31.12.2023

REPAYMENT OF NON-CURRENT LOANS EUR million

BREAKDOWN OF CURRENCY EXPOSURE %

1) Net gearing ratio = Interest-bearing net liabilities / Shareholders’ equity

G – Governance

Re-pricing structure of interest rates of loans

Annexes to the Sustainability statement

Loan amount (EUR million)

Average interest rate (%)

Interest rate sensitivity 1) (EUR million)

Duration (months)

1–4/2024

5–8/2024

9–12/2024

2025

2026

2027

>2027

438

30.6

2.6

-1.8

53

7

7

64

14

262

30

98 Consolidated financial statements 102 Notes to the consolidated financial statements 150 Parent company financial statements 153 Notes to the parent company financial statements 166 The Board’s proposal to the Annual General Meeting for the distribution of funds 167 Auditor’s Report 171 Sustainability statement assurance report 173 Shares and shareholders 177 Ten years in figures 178 Taxes 179 Production capacities 181 Calculation of key ratios and comparable performance measures Corporate governance 183 Corporate governance statement 190 • Board of Directors of Metsä Board 194 • Corporate Management Team of Metsä Board

300 250 200 150 100 50 0

USD�����������������������������������54% SEK�����������������������������������36% GBP������������������������������������� 8% Others��������������������������������� 2%

1) Interest rate sensitivity is an estimate of the effect of an interest rate change of one percent in one direction on net interest cost based on year end exposure

25 26 27 28 29 30-

Hedging of natural gas price risk exposure

Hedging of logistics oil price risk exposure

Tons

31 Dec 2024 31 Dec 2023

Tons

31 Dec 2024 31 Dec 2023

Oil exposure, net

51,072 36,119

65,322 39,660

Natural Gas exposure, net

377 307

377 211

Oil hedging

Natural Gas hedging

Hedging at the end of the year (%)

71

61

Hedging at the end of the year (%)

81

56

Average price of hedging at the end of the year (€/tons)

Average price of hedging at the end of the year (€/tons)

467.13

468.84

36.32

51.09

Hedging of foreign exchange transaction exposure 31.12.2024

Logistic oil price risk is hedged based on defined risk management policy by financial contracts. Metsä Board logistic oil exposure includes positions with bunker clause. Metsä Board is hedging gas oil, heavy fuel oil and marine fuel oil purchases.

Natural Gas price risk is hedged based on defined risk management policy by financial contracts. Metsä Board position is hedged using TTF financial contracts.

Annual transaction exposure

EUR million

USD 888 855 -557

GBP

SEK

AUD

CAD Other long Other short

Total

Transaction exposure, net (mill. currency units) Transaction exposure, net (EUR million) Transaction exposure hedging (EUR million) Hedging at the end of the year (months)

99

-6,569

5 3

45 30 -15 6.0 6.0

119 -72 7.2 6.3

-573 399

2

-2

1,584 -1,043

7.8 7.1

8.4 8.4

7.9 7.4

Average hedging in 2024 (months)

Average rate of hedging at the end of the year

1.0931

0.8485

11.4789

Hedging of foreign exchange transaction exposure 31.12.2023

Annual transaction exposure

Total

EUR million

USD

GBP

SEK

AUD

CAD Other long Other short

Transaction exposure, net (mill. currency units) Transaction exposure, net (EUR million) Transaction exposure hedging (EUR million) Hedging at the end of the year (months)

763 691

102 117

-4,969

5 3

37 25

-448

5

1,289

-427

59

316 8.5 8.8

-12 6.0 6.0

-814

7.4 6.8

6.0 6.0

7.6 7.4

Average hedging in 2023 (months)

Average rate of hedging at the end of the year

1.0900

0.8715

11.6318

196 Remuneration report 201 Investor relations and investor information

134

135

Consolidated financial statements | METSÄ BOARD ANNUAL REVIEW 2024

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